Hallmark Title Agency

Tampa Bay's Premier Full Service Title Agency

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Frequently Asked Questions

Title FAQs

General Questions

(click any topic below to open)

What is a title report?

A title report (sometimes referred to as a preliminary title report) is a report that discloses the current ownership, easements, restrictions and liens relating to a particular property. It is based on a thorough examination of the public records. This report is normally prepared by a title company and is used to issue a title commitment and ultimately a title insurance policy. For the most part, title report is an internal document and the title commitment is the product the buyer and lender receive from the title agent.

What is Title Insurance?

Title insurance is one of the least understood but must important part of the real estate transaction. Without it you are gambling that the sellers (and all of the prior owners) actually have good title and the rights to sell to you the property. The title research shows if the property is clear of liens, judgments, missing deeds and more. Title insurance takes the risk out of buying by providing the financial responsibility of insuring the buyer’s ownership.

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Copyright © by Hallmark Title Agency, LLC. All rights reserved.
3825 Henderson Boulevard, Suite 504, Tampa, FL 33629
Tampa Phone: (813) 397-1400   •    Fax: (813) 397-1409   •    Orlando Phone: (407) 982-2401   •    Email: Rick@HallmarkTitleFL.com
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  • Home
  • About Us >>
    • About Hallmark Title Agency
    • Testimonials
  • Tools/Calculators >>
    • Mortgage Payment Calculator
    • Seller Net Sheet Calculator (popup)
    • Sale/Purchase Calculator (popup)
    • Refinance Calculator (popup)
  • Resources/Links >>
    • Links
    • Videos
  • Blog Articles >>
    • List of All Articles
    • Blog
  • FAQ’s
    • FAQ – Closings
    • FAQ – Title Related
  • Contact Info >>
    • Contact Us
    • Order Form